The future of personal finance is here

Meet Penny

The World's First Truly On-Device
AI Financial Assistant

Security. Privacy. Power. The new road to #FinancialFreedom.

Chat with Penny

Ask Penny about your spending habits, account balances, or even how long it will take you to pay off your credit card or make your first million!

Plan Ahead Privately

Your data is your person. That's why your personal data stays safe and sound, secured on your device so you don't have to worry about us selling it to the highest bidder. We don't do that.

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Managment

All. In. One.
Financial Management

Even with everything Penny can do, we are just getting started. Our vision is to make it as easy for you to reach your financial freedom goals as it is to talk to a friend--like Penny!
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Powerful features for working smarter

Clean transaction names so you know exactly what each one is -- no more WHAT3V3N15TH15

Get notifications before bills and subscriptions are due, or even financial wellness check ins scheduled throughout the year!

Personalize transaction categories to align your budget with your preferences

Effortless, intuitive, and seamless! Navigating the app is as smooth as cutting through soft butter!

Easily export your data for seamless review in various financial analysis platforms